Ripple’s XRP token has lost significant ground in recent months. The popular cryptocurrency got off to a great start this year, but the hype seems to have evaporated since October amid a massive crypto market crash. XRP hit a new all-time high in 2025, setting a new all-time high for the first time in over seven years. However, despite the continued downtrend, XRP could rise significantly in the coming years and break through the $5 mark. Let’s discuss why.
What will push XRP to the $5 level?
One of the biggest catalysts for XRP’s incredible performance earlier this year was the SEC vs. Ripple lawsuit settlement. With the conclusion of the incident, the situation for XRP has become much clearer.
While XRP was struggling after the SEC lawsuit in 2020, Ripple was making big moves. Japanese banks have flocked to Ripple’s infrastructure for cross-border transactions in recent years. The XRP ledger has proven to be one of the most robust platforms for remittance purposes. Similar patterns could emerge in other countries next year. The United States is expected to enact several pro-encryption laws soon. Ripple’s infrastructure, which US banks may also opt for, rather than building a new network from scratch, could lead to a significant increase in investor confidence under such circumstances.
Another factor that could push XRP above $5 is ETF products. Several spot XRP ETFs were launched in 2025. The bear market has kept ETF inflows low, but that could change quickly. ETF inflows are a major driver of Bitcoin (BTC) and Ethereum (ETH), which will reach new all-time highs in 2025. A similar pattern could emerge for XRP once the bear market ends. Increased demand for ETFs could push asset prices above $5.
