Ripple’s XRP tokens face a significant share of ups and downs. The price of the assets struggled to gain momentum from December 2020 until the beginning of the year due to the SEC lawsuit against the fintech company. The lawsuit officially ended in 2025, paving the way for XRP to produce the much-anticipated steam. Let’s discuss why buying an XRP for $3 is a great financial decision.
Buying XRP for $3 could be a portfolio changer
The XRP violated the $3 mark earlier this year over seven years later. The asset also hit a new all-time high of $3.65 in July 2025. The new peak was highly valued, but XRP prices fell almost 17% from the high. The XRP price is facing some resistance at the $3 mark.
Ripple, a fintech company that uses XRP ledgers, has seen incredible recruitment over the past few years. The XRP ledger has seen quite a few users, even when Ripple is facing problems. This adoption curve is expected to grow only in the coming years.
It is also likely that you will get an XRP ETF within this year. Currently there are several XRP ETF applications awaiting approval in the SEC. Given the stance of the SEC’s custody after President Trump took office, the chances of the XRP ETF being approved are very high. ETF inflows have played a key role in recent market surges. Like Bitcoin (BTC), XRP was able to see a massive surge in institutional interest after the ETF was published.
Ripple also delves into the Stablecoin Arena. Stablecoins are the foundation of the crypto industry. The demand for cryptocurrencies, which have been stolen by the Fiat currency, particularly the US dollar, will likely continue to grow. Ripple has confirmed the adoption of additional RLUSD Stablecoin. XRP can increase the number of users who flock to Ripple Stubcoin.
The development above could cause XRP to collide with price levels that we’ve never seen before. The assets are very well done to even violate the $10 mark.